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The payday loan trade poured its profits into killing any meaningful reform.
The payday loan trade poured its profits into killing any meaningful reform.
Ten states and the District of Columbia prohibit payday stores, and thirty-one other states have imposed regulatory restraints on their operations, ranging from limits on charges and loan quantities to the number of rollovers and renewals allowed a borrower.
The 2 trade teams — the Consumer Service Alliance of Texas and the Group Monetary Companies of America, the biggest national affiliation for payday lenders — are suing to block new rules by the federal Consumer Financial Protection Bureau (CFPB) that advocates say would defend debtors across.