In order to get a bad credit personal loan, do a thorough research; explore your options for getting bad credit personal loans and decide which option will best suit you.
There are some things you need to look at before you decide to take out a personal loan for bad credit.

Late Payments-Do you have any installment loans that you are paying the bank on. This type of loan will help you whenever you want to get a loan after you have filed for bankruptcy.
Maybe you would like to know that unsecured personal loans are offered without a credit check.